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A Will is your chance to decide what should happen to your property on your death and who is to inherit what you leave behind and how.
Without a Will, you are taking your chances with the sometimes random effect of the intestacy rules.
A Will can also ensure that implementing your wishes is dealt with by people – executors – of your choice and can help save tax on your death.
Estate Planning involves looking at other issues that may affect how much Inheritance Tax you pay when you die (such as money due from life assurance polices, death in service payments and pension funds) and exploring what steps can be taken to reduce any tax liability.